SPOUSE OUT LIVES ME WHAT HAPPENS

What happens if I do not out live my wife. Can they foreclose on the house or force her to repay the loan after my death. Our house is in my name?

I'm not sure about that. If she is not listed on the deed, depends on what you state says. Doesn't matter in my state the spouse owns half of the property whether name is on the deed or not. Boy you need to really check to protect her.

I was reading and found the answer: Your spouse will not be forced to move, sell, or repay the HECM loan. The H.E.C.M. Reverse Mortgage becomes due and payable after the death of the last surviving borrower. After your demise, your spouse or Living Trust will remain owner of your home for as long as your spouse continues living in your home.